Payment Policy

Payment Policy – PsychicVicky.com

Effective Date: 03 August 2025

At PsychicVicky.com, all clients are required to review and accept the following payment policy before booking any services.

1. Payment Methods

• We accept secure online payments via major credit/debit cards, PayPal, and other payment gateways listed at checkout.

• All prices are listed in Australian Dollars (AUD), inclusive of any applicable taxes or GST.

• Your payment information is processed securely by third-party providers. We do not store your payment card details on our servers.

2. Advance Payment Required

• Full payment is required at the time of booking. No consultation, report, or reading will be delivered until payment has been successfully received and confirmed.

• Bookings are not considered final until payment is received in full.

• For live sessions, email readings, and custom reports, your service appointment or delivery slot will be confirmed by email once payment has cleared.

3. Failed or Delayed Payments

• If your payment fails or is delayed, your booking will not be processed until payment is completed.

• Please ensure the payment details provided are accurate and have sufficient funds.

4. Cancellations, Refunds, & Chargebacks

• Payments are subject to our Returns and Refund Policy. Refunds or rescheduling are only available under the conditions outlined in that policy.

• Unauthorised chargebacks or payment disputes without contacting us first may result in suspension from future services.

5. Promotional Offers & Gift Vouchers

• Any promotional codes, discounts, or gift vouchers must be applied at the time of booking and before payment is made.

• Gift vouchers are non-refundable and may be redeemed only for eligible services as described.

6. Inquiries & Contact

For any payment questions or concerns, please contact:

• 📩 Email: vicky@holykarma.au

• 🌐 Website: https://psychicvicky.com

Note: This policy may be updated from time to time. Please review before booking each new service.